Rue offers custom insurance programs for businesses in a number of industries and locations. Our 4-step risk reduction process helps to decrease your total cost of risk and make your company more attractive to the insurance marketplace. This process assists in placing you with an excellent insurance company, and creates a positive impact on your profits. Whether it’s the traditional or alternative markets, Rue has the experience and expertise to help you protect your assets.
Rue Insurance offers a wide range of outstanding business insurance products, from coverages for buildings and inventory, business interruption and products liability to professional liability, bonds, workers’ compensation and more. Whether you run a four person office or own a manufacturing plant with a thousand employees, our 90 years of sound business insurance experience gives us a special perspective on the types of coverage you need to meet your insurance goals.
Business Protection includes:
- Automobile
- Bonds
- Businessowners
- Directors & Officers
- Employment Practices Liability
- Excess Liability
- Medical Professional
- Professional Liability
- Property
- Umbrella Liability
- Workers Compensation
In the event of a claim, the Rue Claims team is here to serve you. We are available 24 hours a day 7 days a week.
Be Ready ServicesTM
Using advanced technology and consulting expertise, we offer a variety of professional services to our clients. These services reduce our clients’ costs, increase efficiency, and improve employee satisfaction. We recognize that some businesses require specialized services, and that’s why we have created specific tools to help reduce the unique risks particular to your industry. Examples of our Be Ready ServicesTM include: tools to help with accident prevention, loss control, driving selection, legal compliance issues, disaster recovery and much more.
Additional services include:
Audit Assistance
We help to make sure that your payrolls and classifications truly reflect your business opportunities.
Workers’ Compensation Experience Modification Review
We review our clients Workers Compensation Experience Modification factor for accuracy. The review includes Workers Compensation audits and currently valued loss runs for the experience period.
Safety Guides
Below is an example of our available safety guides
- Fleet Safety Policy
- Pennsylvania Safety Committee Credit Guide: this guide provides the information necessary to establish a safety committee and meet the requirements to obtain a 5% Safety Committee Credit on Workers Compensation policy
- Construction Toolbox Talks
- Camera Accident Kits
Disaster Planning
- FEMA Publication: Business Continuation Plan
- OSHA’s Publication: How to Plan for Workplace Emergencies and Evacuations
- OSHA’s Emergency Action Plan Checklist
Loss Prevention / Loss Control Information
Provide information and assistance in minimizing or avoiding losses.
OSHA Assistance
- OSHA Recordkeeping Guide: requirements, preparing for an OSHA visit, recordability determinator, OSHA Forms 300 / 300A / 301.
- OSHA’s Small Business Handbook: four-point workplace program, an action plan worksheet, model policy statements, codes of safe practices and numerous self-inspection checklists.
- Online OSHA log
Contract Reviews
We review the insurance sections of contracts and advise our clients if their current protection covers them or if additional insurance is required. We will also communicate with the general contractor if we feel the insurance terms are too extreme.
Not all services apply to all companies.
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