Rue Risk Services*. That’s what separates Rue Insurance from other brokers. We are able to offer a level of service and expertise unmatched by others in the industry. We offer individual attention and the expertise of being in the insurance business for almost 100 years.
Be Ready ServicesTM
Using advanced technology and consulting expertise, we offer a variety of professional services to our clients. These services reduce our clients’ costs, increase efficiency, and improve employee satisfaction. We recognize that some businesses require specialized services, and that’s why we have created specific tools to help reduce the unique risks particular to your industry. Examples of our Be Ready ServicesTM include: tools to help with accident prevention, loss control, driving selection, legal compliance issues, disaster recovery and much more.
24 hour 7 days a week claim service
The Rue Claims team is here to serve you with help and support in receiving prompt and fair settlements. Whether it is a property, liability, automobile, workers’ compensation or benefits claim, we are available 24/7 at 800-272-4783. We will also follow-up on your outstanding claims to ensure you are aware of the status.
Audit Assistance
We help to make sure that your payrolls and classifications truly reflect your business opportunities.
Workers’ Compensation Experience Modification Review
We review our clients Workers Compensation Experience Modification factor for accuracy. The review includes Workers Compensation audits and currently valued loss runs for the experience period.
Safety Guides
Below is an example of our available safety guides
- Fleet Safety Policy
- Pennsylvania Safety Committee Credit Guide: this guide provides the information necessary to establish a safety committee and meet the requirements to obtain a 5% Safety Committee Credit on Workers Compensation policy
- Construction Toolbox Talks
- Camera Accident Kits
Disaster Planning
- FEMA Publication: Business Continuation Plan
- OSHA’s Publication: How to Plan for Workplace Emergencies and Evacuations
- OSHA’s Emergency Action Plan Checklist
Loss Prevention / Loss Control Information
Provide information and assistance in minimizing or avoiding losses.
OSHA Assistance
- OSHA Recordkeeping Guide: requirements, preparing for an OSHA visit, recordability determinator, OSHA Forms 300 / 300A / 301.
- OSHA’s Small Business Handbook: four-point workplace program, an action plan worksheet, model policy statements, codes of safe practices and numerous self-inspection checklists.
- Online OSHA log
Contract Reviews
We review the insurance sections of contracts and advise our clients if their current protection covers them or if additional insurance is required. We will also communicate with the general contractor if we feel the insurance terms are too extreme.

Toll-Free Benefits Assistance
Charting the maze of employee benefits rules and requirements can be confusing. Whether you or your employees have plan design questions, billing issues or claims problems, our in-house experts have the solutions.
Wellness & Education Programs
Benefit plans are only valuable if employees know how to use them. Our annual enrollment meetings, wellness calendars, and educational brochures ensure that your employees understand the benefits you offer.
Employee Benefits Program Audit
We will provide a complete review of your current insurance program to uncover any gaps in coverage or compliance.
Employee Benefits Statements
Using our complementary Employee Benefit Statements, employers are able to easily and accurately show the total cost of employment to their employees.
Legislative Guides
Our easy-to-read Legislative Guides provide overviews of federal legislation. You’ll receive answers to common questions, recent news, and approved forms related to COBRA, HIPAA, HIPAA Privacy, FMLA, and Section 125 administration.
Human Resources Templates
Maintaining compliance with human resources laws and regulations can require a substantial investment. Our standard templates for key HR requirements, such as employment applications, handbooks and disciplinary procedures can significantly reduce your investment.
Internet Resources
Keeping your insurance information organized can be a daunting task. Our Internet-based service provides you with one location for all of your insurance needs.
Human Resource Services
- Employee Handbook: Sample policy statements to consider including in employee handbooks.
- Hire Ready Guide: focuses on hiring considerations for employers relating to Workers Compensation issues.
- New Employee Hiring Kit
*Not all services apply to all companies.