You finally moved out of your house to a place you now rent. Maybe you are on your own, maybe you moved in with friends. Either way you are on your own.
Have you ever asked yourself if you had to go out today and buy all new clothes and furniture how much it would cost? Look at the clothes in your closet and ask yourself how much you would have to if this building you lived in burnt to the ground how much would you have to pay to replace all of this?
Don’t be surprised if you see numbers of $10,000 or higher.
What would you do if you had to temporarily live somewhere else while the building you live in was being rebuilt after a fire? How much would it cost you to rent another place? If you got a really good deal on rent in your apartment could you afford to live somewhere else with higher rent?
Did you know the average rent for a one bedroom apartment in New Jersey is around $1,200?
If you have a dog and he bites a guest in your apartment, can you afford to pay his medical bills?
Did you know that in 2011 the average dog bite claim was $29,396?
Do you like to use social media to talk about people, products or services? What would you do if you were sued because you said the wrong thing, at the wrong time, to the wrong person/company?
Did you know that a woman in Texas was sued by a local board of education because she posted criticism about them on her blog? The board claimed her blog posts about the board of education were considered libelous statements.
Be honest with yourself. Can you afford to pay out-of-pocket for any of the above?
What if I told you that you could buy an insurance policy that would provide financial protection for you in the cases mentioned above? Would it be worth it for you?
All of the above are real life scenarios and a well- written renter’s insurance policy can provide you with financial protection for a fraction of the cost.
Contact us for a quote for a renter’s insurance policy. We would love to talk to you about your concerns and craft an insurance policy that will meet your needs.