Buying jewelry for your loved one for Valentine’s Day? Maybe you are proposing or just want to buy a nice gift? There are some common sense tips to think about to protect this big ticket item
- Sometimes a proposal means you may get rejected. Therefore, you may have to return the item you bought. Check to see if your retailer has a return policy for what you are buying and how much time you have to return it. This is especially true if you are buying online.
- If you buy a gemstone, make sure the retailer gives you a certificate of authenticity. Some websites may be selling knock off gemstones and you may not realize it.
- If you buy from a traditional “brick and mortar” retailer like Tiffany’s, they like to give you the jewelry in their specialty bags. These bags are walking advertisements. They also are walking signs to thieves that you are carrying something expensive. Bring a plain paper bag or a backpack with you so that you can put the item inside. Hiding the brand name from public view makes you a face in the crowd and not a target.
- Keep the jewelry someplace safe while you wait for the big day – be it a safe deposit box or a safe in your home. Your car’s glove box or jacket pocket are not good spots for high valued items.
- Add the item to your homeowner’s or renter’s insurance policy. The cost is minimal, but the protection it provides will be well worth it. Make sure to get a professional appraisal of the ring. The American Gem Society’s website will refer you to a certified appraiser in your area.
My final word to you guys who are proposing: While the place and setting of where you are going to propose may have impact, so will your breath. Remember the breath mints; they are your friend.
Image from Brian RInker via Flickr