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Asphalt and Concrete Contractors Assoc.

Building a better insurance plan

What is ACCA?

We are a non-profit association of asphalt & paving contractors formed for the sole purpose of creating group purchasing power for insurance. We are not a trade association.

Our members are asphalt & paving contractors with exceptionally well-run operations who are enjoying good loss experience. By joining together, our combined premiums are significant enough to give us control and influence over our insurance prices, services, and coverage’s.


Putting our insurance out to bid was time consuming and costly. We may have occasionally gotten lower prices, but the quality of services and coverage’s was always uncertain. The goal of ACCA is to attract high quality asphalt & concrete contractors with similar operations, excellent loss histories, and safety conscious management. ACCA membership is not for everyone. Our membership criteria ensure similarity of operations and quality of loss history, both of which are critical to the integrity of our purpose.


With the help of Rue Insurance, we have aligned ourselves with an insurance carrier who believes in our purpose and is willing to recognize us as a significant purchasing group. ACCA has entered into an exclusive relationship with an insurance carrier who is willing to recognize our superior loss ratios by providing a stable and competitive insurance program.

ACCA Advantage

Reduced Premiums – Our commitment to the prevention of accidents through education and safe management practices is rewarded with lower than average premiums.
Autonomy – Individual members are rated based on their own experience and merits.
Education & Safety – Dedicated loss control; on-site, safety-related educational seminars; and assistance with OSHA compliance.
Specialized Coverages – Coverages developed by asphalt & concrete contractors for asphalt & concrete contractors.

Ready to Join ACCA

Contact Rue Insurance today to see if your firm qualifies for membership in this elite group of your peers.

Membership Benefits

The ACCA insurance program includes membership benefits that enable asphalt & concrete contractors to achieve superior results. ACCA isn’t for “just anyone.” The members are BEST IN CLASS, have SUPERIOR LOSS RATIO’S, and deserve the BEST INSURANCE PROGRAM MONEY CAN BUY!

  • Dedicated Loss Control Expert
  • Custom Site Safety Manual
  • Tool Box Safety Talks
  • Contract Reviews
  • ISNetworld & PICS Assistance
  • Jobsite Inspections
  • Claims Analysis
  • Audit Review & Preparation
  • Educational & Training Programs
  • OSHA Compliance

The Asphalt & Concrete Contractors Association (ACCA) is a non-profit association of quality asphalt and concrete contractors within the tri-state area whose sole mission is to create group purchasing power for insurance and other products and services. Membership eligibility is limited to asphalt and concrete contractors that meet specific loss experience and operational qualifications.