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Auto Liability Myth #4 – “My personal auto policy will cover me if I drive for Uber or Lyft”

Many people believe that their personal auto policy will cover them if they drive for a ride-share company such as Uber or Lyft. Personal auto policies are designed to provide coverage for the personal use of a vehicle, such as driving for leisure or commuting to and from work. However, many policies specifically exclude coverage if their vehicle is used for business purposes.

The ride-share companies may provide coverage if you are driving a paying customer, but your personal auto policy may not cover you while you’re on your way to pick someone up or even while you’re waiting to be hired.

Solutions are available to plug these gaps in coverage, so it is important to discuss these activities with a licensed agent. That’s why at Rue Insurance, our licensed agents are available to speak with you one-on-one, to develop a customized insurance plan that fits your unique needs. Contact us today and learn more about how to Be Ready with Rue at 609-586-7474 or on our website here: https://www.rueinsurance.com/contact/.

Robert Plasencia

About Robert Plasencia

Robert joined Rue Insurance in 2020 as a Personal Risk Advisor with over 10 years of experience in the insurance industry. Robert specializes in delivering innovative solutions and advising our personal lines clients to reduce the total cost of risk at the right budget.​ About Robert | More Posts by Robert