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Business Insurance

OSHA Increases Civil Penalty Amounts for 2019

Federal law requires the Occupational Safety and Health Administration (OSHA) to update their civil monetary penalties levels in January. OSHA announced the change on January 15, 2019; they are in effect as of January 23, 2019. Here is a summary...
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Why storm surge is a problem for New Jersey

Storm surge is a complex phenomenon that occurs when coastal water is pushed by powerful winds associated with hurricanes or tropical storms. High winds and low pressure created in the center of a hurricane or tropical storm cause water to...
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The FBI Wants You To Reboot Your Router

Normally when you read something from the FBI you think of them going after organized crime or drug cartels. But a recent press release from the FBI are urging consumer and business owners to reboot their routers to prevent a Malware...
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What Is The New Jersey Law Against Discrimination?

The New Jersey Law Against Discrimination (NJ LAD) is a complex law that prohibits unlawful discrimination in four distinct areas: Employment Housing Places of Public Accommodation Credit and Business contracts Here is a great graphic from the NJ Division of...
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What Is the EEOC Role In Employment Matters?

The Equal Employment Opportunity Commission (EEOC) is a Federal Agency created to eradicate discrimination in employment. The agency was started out of the historic Civil Rights Act of 1964.   Title VII of the Civil Rights act prohibited discrimination on the...
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What Is Personal Injury Protection (PIP)?

In New Jersey, people who own a car or truck are required to purchase Auto Insurance. New Jersey is one of a handful of states that require Personal Injury Protection (PIP) coverage be included under auto insurance. PIP has a...
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What is Spear Phishing?

“Phishing,” a type of cyber-attack in which a hacker disguises him- or herself as a trusted source online in order to acquire sensitive information, is a common and technologically simple scam that can put your employees and business at risk....
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What Are The Components of a Cyber Risk Management Plan?

If your company stores data and information digitally, you should have a cyber risk management program that addresses prevention, disclosure, crisis management and insurance coverage in the event of a data breach. Good cyber risk management requires the planning and execution...
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Understanding and Preventing Data Breaches

If your company handles critical assets such as customers’ personal data, intellectual property or proprietary corporate data, you are at risk of a data breach. It doesn’t matter if you are a Fortune 500 company or a small “ma and...
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