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Flood Insurance

Flood Insurance What Does it Cover?

Contrary to popular perception A standard homeowners policy does not cover damages from flooding. A separate flood policy is needed to cover losses to your property caused by flooding, which provides coverage for things such as: Structural damage Furnace, water...
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What Is Coinsurance?

Coinsurance provisions found in property policies require the insured to purchase and maintain a minimum percentage of the structures total insurable value. Policies lacking adequate limits of coverage at the time of a loss are subject to a penalty. The...
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Why Does Your Business Need Insurance?

It doesn’t make a difference if your company is virtual, out of your home, on the road, or in a leased building. There is going to be a time in your company’s operation when you will face one or more...
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Expecting the Unexpected – Natural Disasters

Are you ready for that isolated event or unexpected natural disaster that could cause a serious disruption in your business? While all disasters pose a serious threat, sometimes it’s the ones we least expect that cause the most damage. Specifically,...
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Storm Surge Can It Affect You?

When it comes to hurricanes people think of high winds, heavy rains, flooding, and loss of power. But in addition to these dangers there is the issue of storm surge. A storm surge is a wall of water that is...
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