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Use Your Smart Phone to Create a Home Inventory

Catastrophes can strike at any time; thus, preparation and risk control are key risk management tools for homeowners. A home inventory is a necessary ingredient in this preparation. Insurance companies use these inventories in many ways, such as to account for...
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Why Insurance Companies Don’t Understand People

I’m skeptical about insurance companies saying how great their insurance products are and how their products are exactly what people need. One time I had an underwriter from a major insurance company tell me about their new “Cyber” product that covered...
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Flood Insurance What Does it Cover?

Contrary to popular perception A standard homeowners policy does not cover damages from flooding. A separate flood policy is needed to cover losses to your property caused by flooding, which provides coverage for things such as: Structural damage Furnace, water...
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Tis The Season For Hurricanes

According to the National Hurricane Center, June 1st marks the official start of the hurricane season.  Before the day even came this year we had Tropical Storm Bonnie come up the east coast and drop a ton of rain on...
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