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Homeowners Insurance

What Is Coinsurance?

Coinsurance provisions found in property policies require the insured to purchase and maintain a minimum percentage of the structures total insurable value. Policies lacking adequate limits of coverage at the time of a loss are subject to a penalty. The...
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Why Do I Need Insurance?

I was traveling to work and heard on the radio that the reason for the bumper to bumper traffic on 287 was a fatal auto accident where a man was killed. I can’t count the number of times I have...
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Expecting the Unexpected – Natural Disasters

Are you ready for that isolated event or unexpected natural disaster that could cause a serious disruption in your business? While all disasters pose a serious threat, sometimes it’s the ones we least expect that cause the most damage. Specifically,...
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NJ Home Improvement Contractor Consumer Law

New Jersey Home Improvement Contractor Consumer Law Registration Requirements No Home Improvement Contractor shall offer to perform, or engage, or attempt to engage in the business of making or selling residential home improvements unless registered with the Division of Consumer...
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Jason Pierre-Paul’s Fireworks Injury and You

Fans of the NY Giants were surprised to hear this past weekend defensive end Jason Pierre-Paul suffered injuries from playing with fireworks. Reports are now coming in stating that the injuries were not as severe as originally thought. But it...
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Grilling Safety Tips with Bobby Filet

Summers mean backyard grilling – safely! Just like hamburgers and hot dogs, a sizzling grill is a symbol of summer and grilling isn’t just about great food. Backyard barbecues often create treasured memories with friends and family. Keep in mind,...
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