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New Jersey Business Insurance

Snow & Ice Removal Insurance Coverage

Is the lack of Snow & Ice Removal Insurance Coverage freezing up your operation? Snow & Ice Removal Coverage is excluded on most policies! Ice & snow removal is often seasonal work, and something that businesses offer in addition to...
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Off Premises Utility Services Coverage

Off Premises Utility Services Coverage – What is it and why do I need it? What if you have to suspend or shut down your business operations due to the direct physical loss of power, communication or water services? If...
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Employee Dishonesty Insurance

ARE YOU PROTECTED? Employee Dishonesty Insurance protects you from loss of money, securities, or inventory resulting from allegations of employee dishonesty and embezzlement. Fraud and embezzlement in the workplace is on the rise, occurring in even the best work environments....
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Rental Car Insurance Considerations

When it comes to renting vehicles for business use, it’s important to understand your coverage options to smooth out any surprise bumps in the road. Since coverage varies from one rental agency to the next, it’s important to know the...
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What Is Coinsurance?

Coinsurance provisions found in property policies require the insured to purchase and maintain a minimum percentage of the structures total insurable value. Policies lacking adequate limits of coverage at the time of a loss are subject to a penalty. The...
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Why Does Your Business Need Insurance?

It doesn’t make a difference if your company is virtual, out of your home, on the road, or in a leased building. There is going to be a time in your company’s operation when you will face one or more...
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NJ Home Improvement Contractor Consumer Law

New Jersey Home Improvement Contractor Consumer Law Registration Requirements No Home Improvement Contractor shall offer to perform, or engage, or attempt to engage in the business of making or selling residential home improvements unless registered with the Division of Consumer...
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Storm Surge Can It Affect You?

When it comes to hurricanes people think of high winds, heavy rains, flooding, and loss of power. But in addition to these dangers there is the issue of storm surge. A storm surge is a wall of water that is...
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A Quiet Hurricane Season Is Not What You Think

An article from National Public Radio predicts this summer’s hurricane season to be “Quiet.” That’s not a great way to summarize a hurricane season. It’s like comparing a Jay Z concert at Madison Square Garden to YoYo Ma at Carnegie...
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