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New Jersey Insurance

Snow & Ice Removal Insurance Coverage

Is the lack of Snow & Ice Removal Insurance Coverage freezing up your operation? Snow & Ice Removal Coverage is excluded on most policies! Ice & snow removal is often seasonal work, and something that businesses offer in addition to...
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New Jersey’s New Car Seat Law went into effect last month with some of the most restrictive rules in the nation on how kids should be buckled into vehicles. Listed below is a recap of the new law: Birth to...
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Off Premises Utility Services Coverage

Off Premises Utility Services Coverage – What is it and why do I need it? What if you have to suspend or shut down your business operations due to the direct physical loss of power, communication or water services? If...
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Employee Dishonesty Insurance

ARE YOU PROTECTED? Employee Dishonesty Insurance protects you from loss of money, securities, or inventory resulting from allegations of employee dishonesty and embezzlement. Fraud and embezzlement in the workplace is on the rise, occurring in even the best work environments....
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What Is Coinsurance?

Coinsurance provisions found in property policies require the insured to purchase and maintain a minimum percentage of the structures total insurable value. Policies lacking adequate limits of coverage at the time of a loss are subject to a penalty. The...
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Why Do I Need Insurance?

I was traveling to work and heard on the radio that the reason for the bumper to bumper traffic on 287 was a fatal auto accident where a man was killed. I can’t count the number of times I have...
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Why Does Your Business Need Insurance?

It doesn’t make a difference if your company is virtual, out of your home, on the road, or in a leased building. There is going to be a time in your company’s operation when you will face one or more...
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Expecting the Unexpected – Natural Disasters

Are you ready for that isolated event or unexpected natural disaster that could cause a serious disruption in your business? While all disasters pose a serious threat, sometimes it’s the ones we least expect that cause the most damage. Specifically,...
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