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Why storm surge is a problem for New Jersey

Storm surge is a complex phenomenon that occurs when coastal water is pushed by powerful winds associated with hurricanes or tropical storms. High winds and low pressure created in the center of a hurricane or tropical storm cause water to...
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The FBI Wants You To Reboot Your Router

Normally when you read something from the FBI you think of them going after organized crime or drug cartels. But a recent press release from the FBI are urging consumer and business owners to reboot their routers to prevent a Malware...
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Grilling Safety – A How To List

Summers mean backyard grilling – safely! Just like hamburgers and hot dogs, a sizzling grill is a symbol of summer and grilling isn’t just about great food. Backyard barbecues often create treasured memories with friends and family. Keep in mind,...
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How Would A Credit Freeze Impact My Insurance?

In 2017 Equifax had a massive data breach which resulted in many consumers having their credit information made public. One of the responses to managing ones confidential information is to place a credit freeze or security freeze with the major...
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Use Your Smart Phone to Create a Home Inventory

Catastrophes can strike at any time; thus, preparation and risk control are key risk management tools for homeowners. A home inventory is a necessary ingredient in this preparation. Insurance companies use these inventories in many ways, such as to account for...
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When A Ring Goes Down The Drain

When a bride-to-be accidentally flushed her engagement ring down the toilet her neighbors came to the rescue by digging a hole in her front yard, opening the drain pipe, and flushing out the ring with water. Here’s a link to...
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Life Events That Affect Your Insurance Needs

As we age and reach different milestones in our lives, our insurance needs change. In order to ensure adequate coverage, contact your insurance broker if you’re affected by any of the following life events: New home ownership— Purchasing a new...
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Rebuilding After a Disaster

Hurricanes, fires and other disasters can cause widespread devastation that threatens the safety of your family and home. But once a disaster passes, you aren’t necessarily out of danger. If your home is damaged, it may not offer sufficient protection...
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Stay Safe With Space Heaters

Did you know? According to the National Fire Protection Association, supplemental heating equipment is the leading cause of home fires from December through February, and the second leading cause of home fires year-round. Keep the following safety precautions in mind...
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