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Risk Management

Do You Have A Hurricane Plan?

According to the National Hurricane Center Hurricane Matthew is currently below Cuba showing a storm track heading north. At this point the storm is too far out to predict if it will affect New Jersey or not.  It is wise to...
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What is an Additional Insured?

As a business owner, you’ve probably been asked to add someone as an “additional insured” to your insurance policy.   The “additional insured” becomes just that under your insurance policy.  They are entitled to much of the same coverage and share...
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Tis The Season For Hurricanes

According to the National Hurricane Center, June 1st marks the official start of the hurricane season.  Before the day even came this year we had Tropical Storm Bonnie come up the east coast and drop a ton of rain on...
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Devastating Reputational Risks

A strong reputation has the potential to be your largest asset, but just one crisis could irrevocably tarnish your image and ruin your business. Health and safety incidents, product recalls and regulatory investigations are just a few of the incidents...
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Snow & Ice Removal Insurance Coverage

Is the lack of Snow & Ice Removal Insurance Coverage freezing up your operation? Snow & Ice Removal Coverage is excluded on most policies! Ice & snow removal is often seasonal work, and something that businesses offer in addition to...
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NEW JERSEY’S NEW CAR SEAT LAW

New Jersey’s New Car Seat Law went into effect last month with some of the most restrictive rules in the nation on how kids should be buckled into vehicles. Listed below is a recap of the new law: Birth to...
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Employee Dishonesty Insurance

ARE YOU PROTECTED? Employee Dishonesty Insurance protects you from loss of money, securities, or inventory resulting from allegations of employee dishonesty and embezzlement. Fraud and embezzlement in the workplace is on the rise, occurring in even the best work environments....
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Why Do I Need Insurance?

I was traveling to work and heard on the radio that the reason for the bumper to bumper traffic on 287 was a fatal auto accident where a man was killed. I can’t count the number of times I have...
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Why Does Your Business Need Insurance?

It doesn’t make a difference if your company is virtual, out of your home, on the road, or in a leased building. There is going to be a time in your company’s operation when you will face one or more...
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