Contractors for Heating, Air Conditioning, Mechanical & Plumbing (CHAMP)

Be a CHAMP with your insurance plan.

Contractors for Heating, Air Conditioning, Mechanical & Plumbing (CHAMP) provided by Rue Insurance.

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We are an alliance of heating, air conditioning, mechanical and plumbing contractors formed for the sole purpose of creating group purchasing power for insurance. We are not a trade association.

What is CHAMP?

Our members are heating, air conditioning, mechanical and plumbing contractors with exceptionally well-run operations who are enjoying good loss experience. By joining together, our combined premiums are significant enough to give us control and influence over our insurance prices, services, and coverage.

Why CHAMP?

We wanted to find a better way to buy our insurance. Putting our insurance out to bid was time-consuming and costly. We may have occasionally gotten lower prices, but the quality of services and coverage was always uncertain. The goal of CHAMP is to attract high-quality HVAC contractors with similar operations, excellent loss histories, and safety-conscious management.

CHAMP membership is not for everyone. Our membership criteria ensure similarity of operations and quality of loss history, both of which are critical to the integrity of our purpose.

Why Partner?

With the help of Rue Insurance, we have aligned ourselves with an insurance carrier who believes in our purpose and is willing to recognize us as a significant purchasing group. CHAMP has entered into an exclusive relationship with an insurance carrier who is willing to recognize our superior loss ratios by providing a stable and competitive insurance program.

CHAMP Advantage

Reduced Premiums

Our commitment to the prevention of accidents through education and safe management practices is rewarded with lower than average premiums

Autonomy

Individual members are rated based on their own experience and merits

Education and Safety

Dedicated loss control; on-site, safety-related educational seminars; and assistance with OSHA compliance

Specialized Coverages

Coverages developed by heating, air conditioning, mechanical and plumbing contractors for heating, air conditioning, mechanical and plumbing contractors

Membership Benefits

The CHAMP insurance program includes membership benefits that enable heating, air conditioning, mechanical and plumbing contractors to achieve superior results. CHAMP isn’t for just anyone. The members are best in class, have a superior loss ratio, and deserve the best insurance program money can buy.

  • Dedicated Loss Control Expert
  • Custom Site Safety Manual
  • Tool Box Safety Talks
  • Contract Reviews
  • ISNetworld and PICS Assistance
  • Jobsite Inspections
  • Claims Analysis
  • Audit Review and Preparation
  • Educational and Training Programs
  • OSHA Compliance

The Contractors for Heating, Air Conditioning, Mechanical & Plumbing (CHAMP) is an alliance of quality heating, air conditioning, mechanical and plumbing contractors within the tri-state area whose sole mission is to create group purchasing power for insurance and other products and services. Membership eligibility is limited to heating, air conditioning, mechanical and plumbing contractors that meet specific loss experience and operational qualifications.

Contractors for Heating, Air Conditioning, Mechanical & Plumbing (CHAMP) - Male Worker Inspecting Valve

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