Employee Benefits

Saving money on employee benefits is a must in today’s economy. The cost of providing benefits is rising significantly, while employees consistently seek more and more from their benefits packages. Many employers struggle to balance employee needs with their own capabilities and bottom lines.

Helping you meet these divergent objectives is our specialty.

Our staff of experienced benefits professionals can develop benefits programs that make sense for your company and your employees. We have specialists in all lines of employee benefits, with the experience and know-how to keep your programs running smoothly and your employees happy.

Employee Benefits include:

Group Insurance Products

  • Medical
  • Prescription
  • Dental
  • Vision
  • Health Savings Account (HSA)
  • Health Reimbursement Arrangement (HRA)
  • Self Funded Programs
  • Section 125 / Cafeteria Plans
  • Life
  • Long-Term, Short-Term & Statutory Disability Plans
  • Long-Term Care

Voluntary Benefits

  • Life
  • Long-Term Care
  • Disability
  • Critical Illness

Employee Benefits Service

Toll-Free Benefits Assistance

Charting the maze of employee benefits rules and requirements can be confusing. Whether you or your employees have plan design questions, billing issues or claims problems, our in-house experts have the solutions.

Wellness & Education Programs

Benefit plans are only valuable if employees know how to use them. Our annual enrollment meetings, wellness calendars, and educational brochures ensure that your employees understand the benefits you offer.

Employee Benefits Program Audit

We will provide a complete review of your current insurance program to uncover any gaps in coverage or compliance.

Employee Benefits Statements

Using our complementary Employee Benefit Statements, employers are able to easily and accurately show the total cost of employment to their employees.

Legislative Guides

Our easy-to-read Legislative Guides provide overviews of federal legislation. You’ll receive answers to common questions, recent news, and approved forms related to COBRA, HIPAA, HIPAA Privacy, FMLA, and Section 125 administration.

Human Resources Templates

Maintaining compliance with human resources laws and regulations can require a substantial investment. Our standard templates for key HR requirements, such as employment applications, handbooks and disciplinary procedures can significantly reduce your investment.

MyWave Portal

Keeping your insurance information organized can be a daunting task. Our Internet-based service provides you with one location for all of your insurance needs.

24/7 Claims Service

We are available 24 hours per day, 7 days per week at 800-272-4RUE. Our Claims Department ensures that you receive the payments you deserve at the time when you need them the most.

Human Resource Services

Employee Handbook: Sample policy statements to consider including in employee handbooks.

Hire Ready Guide: focuses on hiring considerations for employers relating to Workers Compensation issues.

New Employee Hiring KitHuman Resource Services

Our Total Benefits Approach

Through this focus, Rue is able to help you design a benefits program that meets your budget and delivers on its value to employees.

Our Process


We continually take a fresh, in-depth look at your situation. Unlike many brokers, we don’t just build on your existing program, we start from square one. A thorough, complete review of the company is the ideal way to discover potential risks to our clients.


The discovery phase uncovers the information necessary to create a custom program for your business. This program will be designed to manage the risks your business may encounter.


Rue executes a plan of action tailored to your business. When followed throughout the year, this plan allows for an efficient approach to meeting defined goals and deadlines relevant to your company’s success.


Rue will refine the plan of action on a regular basis. Our continued involvement and interest in your business’ success displays our dedication to building a long-term relationship with you as our client. Too often, we find that mistakes and coverage gaps are perpetuated due to lack of communication and review. Our process ensures that our clients are Ready should an incident occur.

What Client's Say