General liability insurance provides protection that keeps up with your industry.

Get coverage for the uncertainties in business with general liability insurance.

Offers protection against the risk of damages.

When you look around your business, it’s obvious that you need to protect against damage to your buildings, equipment, and staff. Less obvious—but no less important—is the risk of damage to other people and businesses, which could leave you paying out large sums if you are held liable.

What insurance does and does not cover.

This policy mainly covers bodily injury to people outside of your business and physical damage to their property. A few exceptions to this principle include data loss and reputation damage, such as one of your employees defaming a client. It’s important to note that this type of coverage doesn’t apply to cases where you are sued for giving inadequate professional advice. Errors and omissions insurance may help to protect your business from that specific type of risk.

  What is covered by general liability insurance?

Bodily injury, property damage, advertising injury, and medical payments are typically included.

  How much does general liability insurance cost?

The cost of your policy may vary depending on the industry type, location, and size of your business, as your risks will be different.

What’s the difference between General Liability and Professional Liability Coverage?

It is a common misconception that general liability insurance protects your business from all risks.

In fact, general liability coverage protects your business against bodily injury claims, such as a slip and fall, or property damage claims where you, or an employee of yours, accidentally damages property of others.

Professional liability insurance on the other hand helps protect your business against errors or mistakes that happen on your behalf lead to a financial loss for your client.

Both general and professional liability insurance coverage will help your business cover the expensive costs associated with claims against your business.

General liability insurance is a common necessity for most businesses. We can help you to determine a policy that works for your unique business. If you want to make sure your business is properly insured, give us a call here at Rue or fill out the form below. Through an in-depth policy review, we will help you determine which policies fit your risks, and design a custom insurance plan to protect your business. That’s what it means to be Ready with Rue.