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Valuable possessions insurance safeguards your most prized belongings.

Valuable Possessions Insurance - Close-up of the Manicured Hands of a Young Woman Placing Her Expensive Earrings into Ears for a Special Occasion

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Protect your most prized possessions with valuable possessions insurance.

Are your most prized possessions properly covered?

Most homeowners insurance or renters insurance policies have a limit on how much they will pay for any single item. While this is fine for most possessions, it can mean you won’t get the full amount for expensive items such as jewelry or artwork. That’s where valuable possessions insurance comes in.

Ensures you get the actual value to replace what you cover.

A valuable possessions policy has other benefits, in addition to making sure you are adequately covered. For example, you can get coverage based on the actual replacement value of the item that you are insuring rather than a generic market price. It’s well worth getting regular valuations and keeping your policy up-to-date to reflect these figures.

Additional coverage for accidental damage.

Valuable possessions policies may also have the option of covering accidental damage to expensive items like jewelry or artwork–something that isn’t always on option with homeowners insurance. These items may include:

  • Antiques
  • Artwork
  • Collections
  • Electronics
  • Jewelry
  • Musical Instruments
  • Oriental Rugs
  • Watches

Covers what home insurance alone cannot.

Another option worth considering with valuable possessions insurance is coverage that isn’t restricted to your home. For example, a homeowners policy often won’t cover loss or damage to jewelry that you wear out of the house–whether that’s a necklace on special occasions or an engagement ring you wear every day. Valuable possessions insurance policies will often have the option to cover such losses.

Not sure if valuable possessions insurance is for you? Contact us and we’ll help you decide if this coverage is a good fit.

Find Your Coverage

We’re here to help you explore your coverage options.

Request Information

Contact Rue Insurance

Our Hamilton Township, NJ Office

3812 Quakerbridge Road
Hamilton Township, NJ 08619

 800-272-4783 toll-free
 609-586-7474

609-586-3991 fax

Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

Valuable Possessions Insurance Information Request

Don’t like forms? Contact us at 800-272-4783 or .