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Non-Profits

What Are The Benefits of D&O Insurance For Non-Profits?

Non-Profit Organization provide essential social services that benefit the community and their members. These organization cannot survive without a board of directors to make major decisions on behalf of the organization. However, even when acting in good faith, directors and...
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Understanding the Volunteer Protection Act

To promote volunteerism, the Volunteer Protection Act (VPA) was signed into law in 1997. This act pre-empts existing, looser state laws protecting nonprofit volunteers, encouraging the public to participate in social service. Overview of the Volunteer Protection Act The VPA...
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What Is The New Jersey Law Against Discrimination?

The New Jersey Law Against Discrimination (NJ LAD) is a complex law that prohibits unlawful discrimination in four distinct areas: Employment Housing Places of Public Accommodation Credit and Business contracts Here is a great graphic from the NJ Division of...
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What Is the EEOC Role In Employment Matters?

The Equal Employment Opportunity Commission (EEOC) is a Federal Agency created to eradicate discrimination in employment. The agency was started out of the historic Civil Rights Act of 1964.   Title VII of the Civil Rights act prohibited discrimination on the...
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What is Spear Phishing?

“Phishing,” a type of cyber-attack in which a hacker disguises him- or herself as a trusted source online in order to acquire sensitive information, is a common and technologically simple scam that can put your employees and business at risk....
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What Are The Components of a Cyber Risk Management Plan?

If your company stores data and information digitally, you should have a cyber risk management program that addresses prevention, disclosure, crisis management and insurance coverage in the event of a data breach. Good cyber risk management requires the planning and execution...
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Understanding and Preventing Data Breaches

If your company handles critical assets such as customers’ personal data, intellectual property or proprietary corporate data, you are at risk of a data breach. It doesn’t matter if you are a Fortune 500 company or a small “ma and...
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